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When it comes to savings accounts, Columbia Credit Union members enjoy competitive rates and enhanced features
designed to provide added discounts and conveniences.
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» Open a Savings Account
» Calculate Savings Goal
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| Account |
Description |
Minimum to Open |
Monthly Fee |
Monthly Withdrawals |
Extras |
| Savings |
A basic savings account, which
pays dividends while the average daily balance is $100 or more |
$5
(Plus $5 lifetime membership fee) |
None¹ |
Up to two FREE; $0.50 thereafter |
• Save regularly and automatically
with direct deposit. |
| Achievers Club Savings |
A savings account for youth (under age 19), which pays dividends while the average daily balance is greater than zero |
$1 |
None |
Up to six FREE; $0.50 per withdrawal
thereafter |
• FREE ATM use at any financial
institution ATM²
• First 150 Columbia Custom checks FREE for checking account
• Special certificate account ($100 to open; add $50 or more at anytime!) |
| Holiday Club Savings |
A savings account designed for
winter spending; Nov. 1 the balance is transferred to a
designated Columbia account; pays dividends while the
average daily balance is $50 or more |
$1 |
None |
Restricted to withdrawals at branches
or with Member Service Call Center |
• Save regularly and automatically
with direct deposit |
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Savings Account Access
Access your Columbia savings 24 hours a day with free online
banking, telephone banking or from our
convenient ATMs. For a more personal touch, visit one of our 12
local branches or contact our Member
Service Call Center during business hours.
Direct Deposit
Have all or a portion of your payroll or other regularly scheduled payment deposited directly into
your checking account. Pay yourself first, access your funds quicker and save time. To begin direct deposit,
give your employer's payroll department or issuing agency our personal banking routing number, 323383349,
and your eight-digit Columbia checking account number.
Make Your Money Work Harder
If you maintain a minimum balance of $1,500 in savings, we recommend you consider opening a money market account in order to earn more dividends with our top-of-the-market rates. Learn More.
Insurance Benefit
Your savings account funds are federally and privately insured.
¹ No monthly fee if you're under age 19, have another Columbia deposit or loan account under the same account number, or maintain an average daily balance of $300; otherwise, $3.
² Does not apply to fees charged by ATM proprietor.
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